Small Life Cases Life for P&C Agents 1-2-3 Retirement LTC Training Videos LTC Costs Survey A Real LTC Bill

The Ultimate Toolbox for Insurance Professionals

(2010 U.S. Life Insurance Study, LIMRA)

Over 42% of Main Street Americans have no Life Insurance

That represents 52 million American adults with household incomes between $50,000 and $250,000, and of those who do own life insurance, 40% recognize that they need more. The average American only has enough life insurance to cover 3.6 years of income. A majority does not believe they have enough life insurance to meet their families’ long-term needs.

800-842-8289

Term Life Quote Engine		Get Company Forms
Underwriting Sweet Spots		LTCi Quote Engine
Final Expense Whole Life		2011 LTC Costs Survey
Small Case Solutions		LTC Video Tutorials
Fixed Annuity Rates		Personalized Client Mailers
Advanced Marketing		Licensing & Contracting

(may not work in Internet Explorer -
suggest using Firefox, Chrome, Opera or Safari)

Recent research from LIMRA indicates that customers who go through a needs analysis are significantly more likely to purchase life insurance. Of those who performed a life insurance needs analysis, 73% went on to purchase a policy versus just 49% of those who had shopped for life insurance but never performed a needs analysis.

(LIMRA, Life Insurance Buyers/Non-Buyers Study 2011)

Genworth offers 2 great liquidity options with the "Secure Living Income Provider Immediate Annuity"

Income Advance: Your client may request up to 12 months of payments in advance with no costs and no discounting.
Income Withdrawal (Commutation for Immediate Annuities with "Life with Period Certain" option selected): After a one-year wait your client may request a partial commutation of 20% to 80% of the present value with no surrender charges, (the commutation will be discounted). The remainder will continue to be paid out on schedule. After the period certain is completed the original payout is resumed.

Click on the box below to view a narrated web presentation of the...
"Secure Living Income Provider"

Not All Immediate Annuities Are Created Equal

Discover Why

In Central Connecticut: Get Directions
85 River Rd., P.O. Box 227 ~ Collinsville, CT 06022
860.693.4999 ~ 1-800.842.8289 ~ FAX 860.693.4547
~
In Southern Connecticut: Get Directions
2563 Main St. ~ Stratford, CT 06615
203.386.1500 ~ FAX 203.375.5733

New England's Independent Agents & Financial Professionals
put their "Life" in our hands.
FT Logo