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Over 42% of Main Street Americans have no Life Insurance

That represents 52 million American adults with household incomes between $50,000 and $250,000, and of those who do own life insurance, 40% recognize that they need more. The average American only has enough life insurance to cover 3.6 years of income.  A majority does not believe they have enough life insurance to meet their families’ long-term needs.   -- 2010 U.S. Life Insurance Study, LIMRA

How Much Life Insurance do you Need?

Recent research from LIMRA indicates that customers who go through a needs analysis are significantly more likely to purchase life insurance. Of those who performed a life insurance needs analysis, 73% went on to purchase a policy versus just 49% of those who had shopped for life insurance but never performed a needs analysis.
 -- LIMRA, Life Insurance Buyers/Non-Buyers Study 2011

Genworth offers 2 great liquidity options with the
"Secure Living Income Provider Immediate Annuity"

  1. Income Advance: Your client may request up to 12 months of payments in advance with no costs and no discounting.
  2. Income Withdrawal (Commutation for Immediate Annuities with "Life with Period Certain" option selected): After a one-year wait your client may request a partial commutation of 20% to 80% of the present value with no surrender charges, (the commutation will be discounted). The remainder will continue to be paid out on schedule. After the period certain is completed the original payout is resumed.

Click on the box below to view a narrated web presentation of the...
  "Secure Living Income Provider"

Not All Immediate Annuities Are Created Equal

Discover Why

In Central Connecticut: Get Directions
85 River Rd., P.O. Box 227 ~ Collinsville, CT 06022
860.693.4999 ~ 1-800.842.8289 ~ FAX 860.693.4547
~
In Southern Connecticut: Get Directions
2563 Main St. ~ Stratford, CT 06615
203.386.1500 ~ FAX 203.375.5733

New England's Independent Agents & Financial Professionals
put their "Life" in our hands.
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