Guaranteed Issue Whole Life Insurance
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Guaranteed Issue Whole Life



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Kemper Senior Solutions

Protecting your family in their time of need.

Applicant is not required to answer any questions about health history.

  • For accidental death anytime the policy in force, you receive the face amount you selected on your application: $25,000, $20,000, $15,000, $10,000, $7,500 or $5,000.
  • For non-accidental death after the second policy year, you receive the
    face amount you selected on your application: $25,000, $20,000, $15,000,
    $10,000, $7,500 or $5,000.
  • For non-accidental death anytime during the first two policy years, you
    receive 120 PERCENT of premiums paid.
  • You can borrow from the cash value of the policy for the necessary
    premium to prevent the policy from lapsing.
  • Smokers pay no more premium than non-smokers.
  • Your policy can never be cancelled if your premium is paid.
  • Your premium is guaranteed never to increase.
  • Issue ages for this policy are 40 through 80.* You choose the death
    benefit that fits your needs: $25,000, $20,000, $15,000, $10,000,
    $7,500 or $5,000.

* In Missouri, issue ages are 40 through 75. Guaranteed Issue Whole Life Insurance Plan This is a brief description of benefits only. Only the actual policy provisions will control. Benefits and policy provisions may vary by state.
Policy Form Series MWL-97, ICC12 MWL-97-2 and MWL-97-2

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Guaranteed Issue Life Insurance

A History of Excellence

Kemper Corporation brings a high level of personalized service to their customers. Here are a few things you should know about us:

• Our focus is on meeting the needs of our policyholders. With our finger on the pulse of the ever-changing healthcare industry we continue to develop new and innovative solutions for our clients’ needs.

• More than 6 million policyholders have their basic insurance and financial needs met by our nationwide network of career and independent agents.

• With more than $8 billion in assets, we employ more than 6,500 associates.

• We are led by a seasoned management team that values ethical behavior and no-nonsense business results.