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 United of Omaha Life Insurance Company presents:
Whole Life Express (Simplified Final Expense)


 

Whole Life Express from United of Omaha Life Insurance Company pays benefits directly to the person you choose. It helps take care of your outstanding medical bills, unexpected expenses or debt that you may leave behind. It's how you want things done.

Face Amount:

  • $5,000 - $25,000
  • Benefits never decrease
  • Full death benefit paid regardless of policy year death occurs

Maturity Age:

  • At age 100, the face amount will be paid less any outstanding policy loans and loan interest.

Features:

  • Cannot be cancelled for any reason as long as premiums are paid
  • Builds cash value that you may borrow against
  • Benefits paid to your beneficiary income tax free under current federal tax laws

Issue Ages:

  • 0 - 80 (may vary by state)

Underwriting:

  • Simplified underwriting
    • Standard (nontobacco, tobacco)
    • Substandard (nontobacco, tobacco)

Policy Exclusions: The policy's face amount will not be paid if your death results from suicide, while sane or insanne, within two years of the date of issue (in Colorado and North Dakota, within one year). Instead, we will pay the sum of premiums paid since issue minus any loan not repaid. (In Missouri, benefits will be paid for all causes of death unless evidence shows that suicide was intended at the time of purchase.)

 

Premiums:

  • Five-year age bands
  • Gender distinct rates Nontobacco/tobacco user rates
  • Do not increase with age

 

Policy Fee:

  • $36 per year
  • Payment Modes (Factors) Available: Annual (1.00)
  • Semiannual (0.52)
  • Quarterly (0.275)
  • Monthly BSP (0.089)

 

Life Insurance Underwritten by:

  • United of Omaha Life Insurance Company, A Mutual of Omaha Company Mutual of Omaha Plaza
    Omaha, NE 68172

 

 

Base plan and product features may not be available in all states. Exclusions, limitations and reductions may apply. Whole Life Express Policy Form 6879L-0202, or state equivalent. In OK, 6918L-0202. In OR, 6949L-0202. In TX, 6920L-0202.

LC6464